Welcome to LoanPoint. We want to be completely transparent with you about how we operate and what our tools are designed to do.

1. We Are Educators, Not Financial Advisors

The content, guides, and calculators on LoanPoint are managed by our dedicated Editorial Team and Data Analysts. While we work tirelessly to ensure our tools use official bank rates and standard mathematical formulas, everything here is for educational and informational purposes only. We are not your personal financial advisors, mortgage brokers, or lawyers.

2. Calculator Accuracy

Our calculators are designed to give you a highly accurate estimate of what you might pay or save based on the numbers you input. However, your actual bank or lender will have their own specific fees, daily interest compounding rules, and closing costs that our tools cannot perfectly predict. Always verify the exact numbers with your official lender before signing any legal contracts.

3. No Responsibility for Financial Losses

By using LoanPoint, you agree that we are not liable for any financial decisions you make based on the information provided on this website. Always consult a certified financial planner (CFP) or legal professional before making major financial commitments.