US Flag USA Germany Flag Germany Canada Flag Canada Australia Flag Australia UK Flag UK

LoanPoint Blog

Expert guides, market updates, and financial strategies.

First Home Owner Grant 2027: Maximizing Your State Benefits
australia

First Home Owner Grant 2027: Maximizing Your State Benefits

How much is the 2027 First Home Owner Grant (FHOG) in NSW, VIC, and QLD? Discover the price caps, eligibility criteria, and stamp duty concessions.

Oct 13, 2026 Read Article
Car Loan vs Personal Loan Australia (2027 Comparison)
australia

Car Loan vs Personal Loan Australia (2027 Comparison)

Which is cheaper in Australia in 2027: A secured Car Loan or an Unsecured Personal Loan? Compare interest rates, PPSR checks, and early repayment fees.

Oct 09, 2026 Read Article
HECS-HELP Repayment Thresholds 2027: When Will Your Debt Be Cleared?
australia

HECS-HELP Repayment Thresholds 2027: When Will Your Debt Be Cleared?

How Australia's HECS-HELP repayment thresholds work, why indexation can outpace repayments, and the math behind clearing your student debt faster.

Sep 17, 2026 Read Article
Borrowing Capacity in 2027: How Much Can You Get on $90k in Australia?
australia

Borrowing Capacity in 2027: How Much Can You Get on $90k in Australia?

Discover your true borrowing power in Australia in 2027 on a $90k salary. We break down the APRA 3% buffer, HECS impact, and RBA rate effects.

Sep 16, 2026 Read Article