LoanPoint Blog

uk

Unencumbered Mortgage UK 2027: A Complete Guide

Own your UK home outright? Learn how unencumbered mortgages work in 2027 - how much you can borrow, costs, and the remortgage process explained.

Oct 04, 2026 Read Article

uk

Remortgage Calculator UK [2027]: Will You Save?

Stuck on a high UK fixed-rate mortgage? Our 2027 remortgage calculator reveals your Early Repayment Charge — and whether breaking your fix saves money.

Sep 25, 2026 Read Article

uk

I Own My House Outright: Loan Options [UK 2027]

Own your UK home outright and need cash? Compare unencumbered mortgages, equity release & secured loans — with free calculators to check your limits.

Sep 20, 2026 Read Article

uk

What Mortgage Can I Afford on a £40k Salary in the UK? (2027 Guide)

Wondering what mortgage you can afford on a £40k UK salary? Discover the 4.5x income rule, 2027 interest rates, and calculate your exact limit.

Sep 20, 2026 Read Article

uk

PCP vs HP Car Finance in 2027: Which Costs Less Long-Term?

Should you choose PCP or HP car finance in 2027? We break down the math, balloon payments, and hidden costs to find out which is actually cheaper.

Sep 17, 2026 Read Article